93.4%
Approximate ratio of Claims settled
Star Motor Insurance Policy is designed to take care of your legitimate liabilities to third parties as well as damage to your vehicle due to fire, theft and other accidental risks in accordance with the Motor Vehicles (Third party) Insurance Act (1958). Bodily injury claims shall be calculated and paid according to the National Insurance Commission’s Limits on Motor Injury and Death Claims (CAP 2021).
Insure with the award-winning insurer and enjoy big savings on your car insurance premiums.
Third-party insurance provides cover for liabilities for third-party property damage up to a limit of GHC 6,000. However, this can be increased at your request. Death and bodily injury sustained as a result of the insured’s negligence are also covered. Our third-party policy affords you the peace of mind to drive and avoid paying out of pocket for damages to third-party cars or properties.
This policy covers your legitimate liabilities to third parties as well as cover for risks of theft and fire in relation to the customer’s vehicle.
This policy sums up the two policies noted above with additional features. It provides liabilities to third parties, as well as theft, fire, scratches, windscreen damage, other accidental damage and malicious damage with regards to the customers’ vehicle.
This policy is designed to cover all accidents that are likely to occur at home; loss or damage to your private dwelling (house), as well as your household goods and personal effects.
The Comprehensive Homeowners insurance policy provides five main covers.
The Policy is designed to foster the welfare of individuals as well as to reduce the financial strain that an individual could undergo in the event of an accident. Personal Accident insurance is a 24hr worldwide policy to provide compensation to the insured or his legal representative for:
These injuries should be solely caused by violence, accident, or external and visible events.
You may take either PA policy for yourself or a group policy for your family, organization, etc. protecting you and them.
Star Personal Guard is tailor-made no-frills personal accident policy for everyone. It covers Death, Permanent Disablement and Medical Expenses.
The policy has three (3) main limited options for its target market. We have the Silver, Gold and Platinum options.
The Silver Cover provides a Death and Permanent Disability limit of GHS 5,000 and medical Expense limit of GHC 1,000.
The Gold Cover provides a Death and Permanent Disability limit of GHS 10,000 and medical Expense limit of GHC 2,000.
The last and the widest cover is the Platinum cover. It provides a Death and Permanent Disability limit of GHS 20,000 and medical Expense limit of GHC 5,000.
Travelling is always an exciting activity be it for leisure or business. The fun and excitement
comes with the responsibility to make your journey safe. Your desire to have a fun-filled travel
without worries is what we aim to achieve. Star's Travel Insurance provides cover for travelers
when they leave the shores of Ghana against a broad range of mishaps and host of unforeseen
events that may occur in the course of their trip.
The policy provides cover for Medical, Emergency Service & Repatriation up to €30,000
Additionally, we cover:
We have a wide geographical scope of coverage including the Schengen countries, US, Canada, etc.
Star Assurance believes in an easy, stress-free claims process through various means, be it through our portals, app or in person at any of our branches
Approximate ratio of Claims settled
